⚙️ Programme Setup
Configure your inputs — all charts and projections update automatically
🗓 Programme Settings
💾 SAVE — Financial Freedom Fund Setup
RM
Applied every month for entire duration
RM
Amount allocated from Day 1
Month when annual salary increment fires
RM
One-time contribution in Month 1
🏅
Promotion / Grade Progression
— additional savings starting from a specific month & year
RM
Effective from
— not set —
📈 Annual Salary Increment Allocation — Cumulative (Each year's increment ADDS to the previous total)
| Increment Event | Effective From | Add Amount (RM/mth) | Running Total After | Notes (Optional) |
|---|
💡 How it works: Each increment adds to the running total. E.g. Base=RM200, Inc1=+RM250 → RM450/mth, Inc2=+RM250 → RM700/mth, and so on.
📈 INVEST — Investment Level Selection per Year
Select your preferred investment level for each year. The projection auto-updates based on your selection. You can mix and match levels.
| Year | Period | Investment Level | Monthly Return | Annual Return | Risk Level |
|---|
Investment Levels Available:
Conservative (0.5%/mo · 6% p.a.)
·
Moderate (1.0%/mo · 12% p.a.)
·
Aggressive L1 (2.5%/mo · 30% p.a.)
·
Aggressive L2 (5.0%/mo · 60% p.a.)
·
Aggressive L3 (10.0%/mo · 120% p.a.)
⚠️ Disclaimer: Past performance does not guarantee future results. Higher return levels carry significantly higher risk. These are projections only.
Not yet calculated
📊 5-Year Financial Freedom Overview
Oct 2026 — Sep 2031
Total Capital Saved
RM 0
60-month contributions
Projected Portfolio (Final)
RM 0
—
Total Return
0%
Capital × Return
Net Gain
RM 0
Portfolio − Capital
Max Monthly Save (Y5)
RM 0
Year 5 average
Final Invest Level
—
—
📈 Portfolio Value vs Capital Invested — 60 Months
Projected Portfolio
Cumulative Capital
Actual (entered)
🏆 Year-End Milestones
💾 Save — Financial Freedom Fund
Track your monthly contributions by source
Total Projected (Full Period)
RM 0
Actual Saved (Entered)
RM 0
0% achieved
Composition Split
📊 Monthly Savings by Source (Stacked)
One-off / Bonus
Cashflow Restructuring
Salary Allocation (cumulative)
Actual
📈 Cumulative Savings — Projected vs Actual
📈 Invest — Portfolio Growth
5-phase investment progression with escalating returns
Total Capital Deployed
RM 0
Final Projected Portfolio
RM 0
Actual Portfolio (Latest)
RM 0
📈 Portfolio Growth — Projected vs Actual
Projected Portfolio
Cumulative Capital
Actual Portfolio
📊 Monthly Return by Investment Phase
📅 Monthly Tracker — Actual vs Projected
Enter your actual figures every month — dashboard updates automatically
💾 Save — Monthly FFF Tracker
| Month | CF Saving | Salary | Promo | Projected | Actual (RM) | +/− | Cumulative | Others |
|---|---|---|---|---|---|---|---|---|
| TOTAL | — | — | — | — | ||||
📈 Invest — Monthly Portfolio Tracker
| Month | Level | Return % | Capital Added | Proj. Portfolio | Actual (RM) | vs Proj. |
|---|---|---|---|---|---|---|
| YEAR-END TOTAL | — | — | — | — | ||
🖨 Print View — Financial Freedom Planner
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